How to Make a Car Insurance Claim

By | October 25, 2018

Courtesy of iii.org

1. Call your insurance professional as soon as possible — even from the scene of the accident—regardless of who is at fault. Even if the accident appears minor, it’s important to let your insurance company know about the incident and to find out whether your auto insurance policy covers you for the particular loss.

2. Use a mobile app to jumpstart your claim. Many insurers now offer apps that allow you to report a claim, check the status, upload photos, check your deductible, schedule an appraisal, reserve a rental car and request reimbursements for towing and glass claims. Some apps even allow you to notify the insurance adjuster what happened by visually re-creating the events and circumstances of your car accident.

3. Find out what documents are needed to support your claim. Your insurance company will require a “proof of claim” form and, if you filled one out at the scene of the accident, a copy of the police report. Your insurer may have a feature on its website that allows you to monitor the progress of your claim.

4. Understand the timing of your claim. To avoid missing a critical claim deadline, ask:

  • Does my policy contain a time limit for filing claims and submitting bills?
  • Is there a time limit for resolving claims disputes?
  • If I need to submit additional information, is there a deadline?
  • When can I expect the insurance company to contact me?

5. Find out whether or not your policy pays for a rental car if your car needs to be in the shop for repair, and learn about the estimate and repair process as it relates to claims.

6. Supply the information your insurer requests. Fill out the claim forms carefully. Keep thorough and organized records of anything related to the claim, including the names and phone numbers of everyone you speak with at your insurer and copies of any bills related to the accident. Contact your adjuster, your insurance professional or your state insurance department if you have any questions.

17 thoughts on “How to Make a Car Insurance Claim

  1. click for more info

    I just want to mention I am newbie to blogs and certainly savored your website. Almost certainly I’m planning to bookmark your blog post . You certainly have very good posts. Appreciate it for revealing your webpage.

    Reply
  2. John Deere Repair Manuals

    I’d ought to check with you here. Which isn’t some thing Which i do! I enjoy reading a post which will get people to believe. Also, many thanks permitting me to comment!

    Reply
  3. skylinetix

    Can I simply say what a comfort to discover someone who really knows what they’re discussing on the net. You actually realize how to bring a problem to light and make it important. More people must look at this and understand this side of your story. It’s surprising you aren’t more popular because you surely have the gift.

    Reply
  4. wricefinancial

    Good web site you have got here.. It’s difficult to find quality writing like yours nowadays. I truly appreciate individuals like you! Take care!!

    Reply
  5. oflewskii

    You made some decent points there. I looked on the web to learn more about the issue and found most people will go along with your views on this website.

    Reply
  6. DCSsystems

    An impressive share! I’ve just forwarded this onto a friend who had been doing a little research on this. And he actually ordered me dinner because I found it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanks for spending some time to talk about this issue here on your blog.

    Reply
  7. Google

    Awesome write-up. I am a regular visitor of your blog and appreciate you taking the time to maintain the excellent site. I will be a regular visitor for a long time.

    Reply
  8. Techey Adda

    After exploring a number of the articles on your blog, I truly like your technique of writing a blog. I book marked it to my bookmark site list and will be checking back in the near future. Please check out my website too and let me know your opinion.

    Reply
  9. Lucien Rade

    This is a good tip particularly to those fresh to the blogosphere. Short but very accurate information… Appreciate your sharing this one. A must read post.

    Reply
  10. Luxenationz

    This is the perfect web site for anybody who hopes to find out about this topic. You know so much its almost hard to argue with you (not that I actually would want to…HaHa). You definitely put a brand new spin on a subject which has been written about for ages. Excellent stuff, just wonderful.

    Reply
  11. Royal CBD

    Right here is the perfect site for everyone who really wants to understand this topic. You understand a whole lot its almost hard to argue with you (not that I actually will need to…HaHa). You definitely put a new spin on a topic which has been written about for many years. Wonderful stuff, just excellent.

    Reply
  12. i99Club

    An interesting discussion is definitely worth comment. There’s no doubt that that you need to write more on this subject matter, it might not be a taboo subject but typically folks don’t discuss these subjects. To the next! Best wishes.

    Reply
  13. The BP

    I have to thank you for the efforts you’ve put in penning this website. I’m hoping to check out the same high-grade blog posts from you later on as well. In truth, your creative writing abilities has inspired me to get my own blog now 😉

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *